International records / OpenAlex research

Mobile Banking and Financial Inclusion in Nigerian Rural Communes: An Analysis

Mobile banking platforms have emerged as a significant innovation in financial services delivery, particularly in rural areas where traditional banking infrastructure is underdeveloped. The study employs mixed-methods research including surveys and focus group discussions to gather data from a representative sample of 200 households across five selected rural communities. Mobile banking platforms have facilitated increased financial inclusion, with 75% of respondents reporting improved access to formal financial services compared to pre-pandemic levels. Savings behaviour has also shown positiv…