International records / OpenAlex research
Mobile Banking Usage Patterns Among Nigerian Adolescents and Financial Literacy Levels
Nigerian adolescents are increasingly engaging with mobile banking services as a means of financial inclusion and access to digital financial products. The study employed semi-structured interviews and thematic analysis to gather qualitative data from a purposive sample of Nigerian adolescents aged 15-18 years. Mobile banking usage was predominantly for small transactions (under $5), with themes emerging around convenience, peer influence, and parental guidance as key drivers. This study highlights the importance of financial education in digital literacy programmes to support Nigerian adolesc…
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