International records / OpenAlex research

Analysis of Loan Repayment Among Small Scale Farmers in South Western Nigeria- A Discriminant Approach

The study examined loan repayment among small scale farmers in South Western Nigeria. It specifically identified the socio-economic characteristics that discriminate between loan defaulters and non defaulters. A multi stage sampling technique was used to select the respondents and structured questionnaire administered on them. A linear discriminant function considering the socio-economic characteristics postulated for the loan defaulters and non defaulters showed that six variables i.e age of farmers, gross farm income non farm income, net farm income, interest rate charged and farming experie…