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Agricultural micro-credit repayment performance: Evidence from Minna Microfinance Bank, Nigeria

Agricultural micro-credit repayment has been a thorny issue in Nigeria, and in particular, Niger State. This study therefore assessed the socio-economic characteristics of Agricultural micro-credit beneficiaries under Minna Micro-finance Bank; determined the volume of micro-credit applications and receipts; ascertained the determinants of micro-credit repayments by beneficiaries and examined the challenges encountered by beneficiaries in obtaining and repaying micro-credits. Multi-stage sampling technique was employed to select 180 respondents for the study while descriptive statistics and Mul…

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