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Constraints to Accessing Micro-Credit and Loan Scheme of Bank of Agriculture among Farmers in Enugu State, Nigeria: Implications for Extension Service Delivery

The study examined constraints to accessing microcredit/loan scheme of Bank of Agriculture (BOA) among farmers in Enugu State, Nigeria: Implications for extension service delivery.Purposive and simple random sampling techniques were used in selecting one hundred (100) respondents for the study.Data were collected using structured interview schedule/questionnaire and analyzed using frequency, percentage, mean scores and standard deviation.The study revealed that micro-credit/ loan scheme (88.6%) were the most patronized among the rural farmers.Others such as ECOWAS, IFAD project and ATHP progra…

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