International records / OpenAlex research

The effects of interest rates on access to agro-credit by farmers in Kaduna State, Nigeria

This study examined the effect of interest rates on access to agro-credit by farmers in Kaduna State, Nigeria. This study employed survey research methodology which covered the three agricultural zones in the study area. The data generated were analyzed using descriptive statistics, multiple regression and 4-point likert scale rating. It was shown that, majority (40%) were aged between 31 and 40 years and about 41.20% had no formal education while 16.7% had secondary certificate. The study further revealed that about 48.3% of the respondents had farming experience of 20 years and above and maj…