International records / OpenAlex research

Asymmetric information and health-risk behavior in the National Health Insurance Scheme in Jos metropolis, Nigeria

Access to quality healthcare is the primary purpose for which the National Health Insurance Scheme (NHIS) in Nigeria was introduced. It is believed that the introduction of the NHIS for workers will reduce their engagement in health-risk behavior. Despite the existence of the NHIS, its enrollees (i.e. insured workers) are still complaining of the poor healthcare delivery by the service providers. As a result, some of them are still engaging themselves in a detrimental health-risk behavior due to public health workers' moral hazard and a short supply of drugs in public hospitals. This study was…