International records / OpenAlex research

Are women financially excluded from formal financial services? Analysis of some selected local government areas in Lagos State, Nigeria

The preoccupation of this study is to investigate whether women are financially excluded from formal financial services in Lagos State. Four local government areas (Ikeja, Ifako- Ijaiye, Somolu-Bariga and Agege) were selected for the empirical enquiry. Perceptions of women about formal financial services were collected by means of questionnaires. Of the 280 questionnaires sent out, 202 were recovered and the data was analyzed using descriptive analyses techniques. Two major findings are reported:(i) women are excluded from financial services mostly because of their lower level of education whi…