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The Crowding-Out Effect: Modelling the Impact of Government Borrowing, Inflation & Monetary Policy on Access to Sustainable Finance for Affordable Housing & Social Infrastructure Development

The provision of affordable housing in Nigeria remains a critical challenge, exacerbated by limited access to finance for housing developers and homebuyers. This study investigates the crowding-out effect of government borrowing on affordable housing finance and development in Nigeria. The research examines how government debt dynamics for domestic and external borrowing affect access to finance for housing developers and low-income homebuyers through mechanisms like rising interest rates and limited credit availability. The study examines the crowding-out effect of Nigerian government borrowi…

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    SHA-256 1616667ffb8e25d82a4d54bf411e6414e5798373217ad77b04ae56a0c602cfaa
    from https://www.scirp.org/pdf/me2025161_97203885.pdf