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Digital Financial Services' Impact on Nigeria's Distribution of Humanitarian Aid

This study assesses the impact of digital financial services on humanitarian aid distribution in Lagos State, Nigeria, focusing on the role of financial technology in enhancing efficiency, minimizing leakages, and ensuring timely disbursement to beneficiaries. Employing a quantitative research design with a stratified random sampling approach, data was collected from 400 respondents across four selected Local Government Areas (LGAs): Lagos Island, Alimosho, Mushin, and Ikorodu. A multiple regression model was utilized to analyze the relationship between humanitarian aid effectiveness (HAE) and…

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