International records / OpenAlex research

DETERMINANTS OF ACCESS TO MICROCREDIT AND ITS IMPACT ON COCOA YIELD IN OSUN STATE, NIGERIA

Microcredit is crucial to the reduction of poverty in underdeveloped nations. Smallholder farmers benefit from having access to microcredit by raising their standard of living. However, lack of access to microcredit is still the fundamental barrier to the economic progress of farmers. Current studies have been unable to fully comprehend the connection between productivity and microcredit. Therefore, this study investigated the impact of access to microcredit on cocoa yield in Osun State. A multi-stage sampling procedure was employed to select 120 cocoa farmers for the study. Data collected wer…