International records / OpenAlex research

Impact of Fintech Adoption on Financial inclusion in Nigeria

This study evaluates the impact of Fintech financial services on financial inclusion in Nigeria, with a focus on mobile banking, internet banking, Point of Sale (POS) terminals, and Automated Teller Machines (ATMs). The study was conducted using Secondary Data which were collected and analysed using multiple regression to determine the relationship between digital financial services and financial inclusion. The findings reveal that mobile banking has the most significant effect on financial inclusion (β = 0.558, p < 0.001), followed by POS terminals (β = 0.365, p < 0.001). Internet banking (β …