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Impact of Mobile Payments on Financial Inclusion in Nigeria

The research analysed the influence of mobile payments (MPs) on financial inclusion (FI) in Nigeria from 2001 to 2023 (23 years). This was conducted about mobile banking (MB), unstructured supplementary service data (USSD), and e-wallets (EW), and their influence on FI, as indicated by total rural deposits (TRD) in Nigeria. This study employed secondary data gathering methods, utilising time series data from the CBN Bank Supervisory Annual Report, CBN Statistical Bulletin, and Nigeria Deposit Insurance Corporation NDIC) Annual Reports covering the period from 2001 to 2023. The study employed s…

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    from https://www.iiardjournals.org/get/JAFM/VOL. 11 NO. 2 2025/IMPACT OF MOBILE PAYMENTS 227-247.pdf