International records / OpenAlex research

IMPACT OF AGENT BANKING ON FINANCIAL INCLUSION IN NIGERIA

Financial inclusion is a key to the survival of any nation economy, is a process in which all individuals have easy access to formal financial products and services (World Bank 2022). Drawing from diffusion ofinnovation theory and technology acceptance model theories. The study examines the perception offinancial included persons regarding the impact of the relationship between agent banking and financial inclusion using survey research approach. Data were source from 584 financially included persons in Nigeria. The PLS-SEM analysis revealed that, agent banking significantly impact accessibili…