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The Moderating Effect of Business Growth On Financial Inclusion and Sustainability of Small and Medium Enterprises in North Central Nigeria

Small and Medium Enterprises (SMEs) are pivotal to economic development in Nigeria, yet their sustainability is often constrained by limited access to formal financial services. While financial inclusion is widely promoted as a catalyst for SME resilience, empirical evidence on its effectiveness remains inconsistent, suggesting the influence of contingent factors. This study addresses a critical gap by investigating whether business growth moderates the relationship between financial inclusion and SME operational efficiency—a key indicator of sustainability—in North Central Nigeria. Employing …

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Source	OpenAlex research
Collection	International records
Kind	Document
Publisher	International Journal of Business and Management Review
Date	2026-01-01
Type	article
Details	openalex authorships.countries:NG,primary topic.subfield.id:3320\|3321\|3308\|1202\|3303\|3312\|2002\|2000\|2003 + local /\bnige
Found at	https://doi.org/10.37745/ijbmr.2013/vol14n188109
Archived copy	Look it up in the Wayback Machine
Record ID	`openalex:W7128040632`

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The Moderating Effect of Business Growth On Financial Inclusion and Sustainability of Small and Medium Enterprises in North Central Nigeria. OpenAlex research, 2026. Vero Archive, record openalex:W7128040632.