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Microcredit and Employment Generation among Rural Women in an Emerging Economy: Evidence from Nigeria

Microcredit is widely promoted as a tool for enhancing women’s entrepreneurship, employment creation, and poverty reduction in developing economies. However, empirical evidence on its welfare impacts remains mixed, partly because limited attention has been paid to the mechanisms through which microcredit influences livelihood outcomes. This study examines the relationship between microcredit access, employment generation, and poverty-related outcomes among rural women micro-entrepreneurs in Nigeria, with particular emphasis on employment generation through enterprise expansion as a transmissio…

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