International records / OpenAlex research

Non-Performing Loans and Performance of Listed Deposit Money Banks in Nigeria

The issue of Non-Performing Loan has become a matter of serious concern among listed deposit money banks in Nigeria, as loans granted by banks to their customers are often not being repaid according to the terms and conditions of the loan agreement. The effect of this on the financial performance of banks is the reduction in banks' profit and their intermediation capacity. Therefore, this study investigated the impact of non-performing loans (NPL) on the performance of listed deposit money banks in Nigeria; using Return on Asset as performance variable. The study employed" ex-post facto" resea…