International records / OpenAlex research

Impact of Credit Risk Management, Capital Adequacy and Financial Performance of Commercial Banks in Nigeria.

The Nigerian banking sector plays a critical role in financial intermediation and economic development. However, persistent challenges relating to credit risk exposure and capital adequacy have raised concerns about the sustainability of bank profitability, particularly in the post-pandemic period. This study examines the impact of credit risk management and capital adequacy on the financial performance of commercial banks in Nigeria. Specifically, the study investigates the extent to which credit risk management and capital adequacy influence the profitability of selected commercial banks bet…