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Effects of Non-Performing Loans and Corporate Life Cycle on Financial Performance of Listed Deposit Money Banks in Nigeria

This study examined the effect of non-performing loans and corporate life cycle on financial performance of listed deposit money banks in Nigeria. The study was motivated by the persistence of poor loan quality within the Nigerian banking sector and by the tendency of earlier studies to treat banks as structurally identical institutions. Thirteen deposit money banks quoted on the Nigerian Exchange Group were studied over the period 2010 to 2023 using a census sampling approach and an ex-post facto research design, giving 180 bank-year observations drawn from audited annual reports and Central …

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