International records / OpenAlex research

Banking Regulation and Financial Performance of Selected National Microfinance Banks in Nigeria

This study investigates the impact of banking regulation on the financial performance of selected National Microfinance Banks in Nigeria. Specifically, the study examines the effect of Minimum Capital Requirements and Prudential Ratios prescribed by the Central Bank of Nigeria on the financial performance of National Microfinance Banks, measured by Return on Equity. An ex-post facto research design was adopted, relying on secondary data obtained from the annual reports of the seven licensed National Microfinance Banks in Nigeria and Central Bank regulatory publications over a ten-year period (…