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Effect of Nonperforming Financing and Capital Adequacy on Financial Performance of Non-Interest Deposit Money Banks in Nigeria

Banking sector is an essential driver for macroeconomic stability, as it facilitates efficient capital allocation and financial intermediation. However, the ongoing rise of Nonperforming Financing (NPF) and unstable capital structures continue to undermine asset quality and reduce the profitability of non-interest deposit money banks (DMBs) in Nigeria, despite several regulatory efforts. This study investigated the effect of Nonperforming Financing and Capital Adequacy on the Financial Performance of Non-interest DMBs in Nigeria. Specifically, this study examined the effect of Nonperforming Fi…

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