International records / OpenAlex research

Liquidity Risk and Profitability of Listed Deposit Money Banks in Nigeria

This study investigated the impact of liquidity risk on the profitability of listed Deposit Money Banks (DMBs) in Nigeria from 2015 to 2024, a period characterized by significant economic volatility and policy regime shifts. This study was anchored on the loanable fund’s theory, the theory of financial intermediation, and the trade-off theory. The variables of this study are liquid assets to total deposit ratio (LATDR) cash reserve ratio (CRR) and net interest margin (NIM). Utilizing an ex-post facto research design, a census sampling of all thirteen listed DMBs was employed, resulting in a ba…