International records / OpenAlex research

Effect of Risk Management Practices on the Financial Stability of Listed Deposit Money Banks in Nigeria

The study examined the effect of risk management practices on the financial stability of listed deposit money banks in Nigeria, with a focus on credit, market, operational, and liquidity risk management. Using a dynamic panel data approach, the study analyzes data from 130 observations across listed banks to determine how different risk management practices influence financial stability, measured through capital adequacy, asset quality, liquidity ratios, and earnings performance. The lagged financial stability variable is included to account for the persistence of past performance on current s…