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Digital Financial Services Adoption and Financial Inclusion in Emerging Economies: Evidence from Nigeria

This study examines the relationship between Digital Financial Services (DFS), Digital Literacy, and Financial Inclusion in Nigeria, focusing on how DFS adoption enhances access to financial services and promotes economic inclusion. In emerging economies like Nigeria, where many remain unbanked, DFS offers opportunities for broader financial participation. Digital literacy is identified as a key factor moderating the relationship between DFS and financial inclusion. The study employs a quantitative approach, using survey data from 300 respondents across Nigeria. Descriptive statistics, correla…

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Source	OpenAlex research
Collection	International records
Kind	Document
Publisher	Iconic Research and Engineering Journals
Date	2026-03-03
Type	article
Details	openalex authorships.countries:NG,primary topic.subfield.id:3320\|3321\|3308\|1202\|3303\|3312\|2002\|2000\|2003 + local /\bnige
Found at	https://doi.org/10.64388/irev9i8-1714587
Archived copy	Look it up in the Wayback Machine
Record ID	`openalex:W7133658515`

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Digital Financial Services Adoption and Financial Inclusion in Emerging Economies: Evidence from Nigeria. OpenAlex research, 2026. Vero Archive, record openalex:W7133658515.