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Impact of financial reforms on digital banking adoption among rural dwellers in South-West Nigeria

Type of the article: Research ArticleAbstractDespite several reforms aimed at financial digitalization, such as the Cashless Policy (CP), Bank verification number (BVN), Linkage of National identification number (NIN) to bank accounts, and the Naira Redesign, a large proportion of Nigeria’s rural population remains digitally excluded. This study addresses a pressing gap of whether financial reforms are facilitating sustainable digital banking adoption or compounding existing barriers among rural users in South-west, Nigeria. A cross-sectional survey research design was employed, drawing data f…

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Source	OpenAlex research
Collection	International records
Kind	Document
Publisher	Banks and Bank Systems
Date	2026-03-06
Type	article
Details	openalex authorships.countries:NG,primary topic.subfield.id:3320\|3321\|3308\|1202\|3303\|3312\|2002\|2000\|2003 + local /\bnige
Found at	https://doi.org/10.21511/bbs.21(1).2026.05
Archived copy	Look it up in the Wayback Machine
Record ID	`openalex:W7134056637`

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Impact of financial reforms on digital banking adoption among rural dwellers in South-West Nigeria. OpenAlex research, 2026. Vero Archive, record openalex:W7134056637.