International records / OpenAlex research
Effect of Credit Risk Management on the Financial Performance of Deposit Money Banks: Empirical Evidence from Nigeria 2010-2024
This study examined the effect of credit risk management on the financial performance of Deposit Money Banks (DMBs) in Nigeria over the period 2010 to 2024. The specific objectives were to determine how Non-Performing Loans (NPLs), Loan Loss Provisions (LLPs), and Total Loans and Advances (TLA) affect the Return on Assets (ROA) of Deposit Money Banks. Secondary data were obtained from the Central Bank of Nigeria (CBN) and Nigeria Deposit Insurance Corporation (NDIC). The study employed the Autoregressive Distributed Lag (ARDL) technique to evaluate both the short-run and long-run relationships…
