International records / OpenAlex research

Implementation readiness for formal sector health insurance in a post-conflict setting: Evidence from civil servants in Borno state, Nigeria

Background: Formal sector contributory health insurance schemes are central to advancing universal health coverage in low- and middle-income countries. Their successful implementation depends on beneficiaries’ knowledge, perception, and behavioural readiness, particularly among civil servants who often constitute the foundational population for such schemes in post-conflict settings. Methods: A cross-sectional survey was conducted among 321 civil servants in Borno State, Nigeria, using a structured questionnaire. Knowledge of the Formal Sector Contributory Health Scheme (FSCHS) was assessed us…