International records / OpenAlex research
NON-PERFORMING LOANS AND FINANCIAL PERFORMANCE OF LISTED DEPOSIT MONEY BANKS IN NIGERIA
This study examines the impact of credit risk on financial performance of listed Deposit Money Banks (DMBs) in Nigeria. The motivation for the study arises from persistent concerns over declining profitability, rising non-performing loans, and the overall stability of the Nigerian banking sector. Specifically, the study investigates the effect of Non-Performing Loan Ratio (NPLR), Loan Loss Provision Ratio (LLPR), and Non-Performing Loan Coverage Ratio (NPCR) on Return on Assets (ROA). A correlational research design was adopted, utilizing secondary data extracted from the audited annual report…
