International records / OpenAlex research
IMPACT OF CREDIT RISK MANAGEMENT ON PROFITABILITY OF DEPOSIT MONEY BANKS IN NIGERIA
This study investigates the impact of credit risk management on banks’ profitability in Nigeria from 2015 to 2024. The population of the study comprises of all the fourteen (14) deposit money banks listed on the Nigerian Exchange (NGX) Group as at 31 December, 2024. The study used ex-post facto research design. A panel estimation of fourteen banks from 2015 to 2024 was done using the random effect model framework. Our findings show that non-performing loan ratio (NPLR) has a statistically significant negative relationship with profitability (ROA). The loan to asset ratio (LAR) has a positive a…
