International records / OpenAlex research

Governing the Ungoverned: A Framework for Responsible AI Deployment in Nigeria’s Informal Economy

The deployment of artificial intelligence (AI) in Nigeria's informal economy is accelerating without adequate governance frameworks to mediate its risks. This paper investigates the intersection of AI deployment and informality in Nigeria, a country where the informal sector accounts for approximately 58% of GDP and over 93% of employment. Drawing on a mixed-methods study comprising semi-structured interviews (n=60) with AI-deploying fintechs, regulators, and informal workers, and a structured survey (n=800) across four Nigerian states, the study maps AI deployment patterns, documents algorith…