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Microcredit Access, Repayment, and Profitability Differences in Cassava Production in Ona-Ara Local Government Area, Oyo State, Nigeria

This study aimed to profile the socio-economic characteristics of cassava farmers, assess loan volumes accessed and repaid, and compare profitability between microcredit beneficiaries and non-beneficiaries in Ona-Ara Local Government Area, Oyo State, Nigeria.The methodology utilised multistage sampling involving purposive selection of cassava-prominent villages and communities, stratification by credit status, and random sampling of 2% of registered farmers (218 usable responses), with data gathered through questionnaires and interviews.Analysis via descriptive statistics, t-tests for group di…

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