International records / OpenAlex research

EFFECTS OF FINTECH-BASED LENDING AND FINANCIAL INCLUSION IN NIGERIA

This study examined the effect of fintech-based lending on financial inclusion in Nigeria with particular emphasis on the roles of digital financial literacy, internet penetration and digital financial infrastructure. A correlational and causal research design was adopted by utilizing secondary data obtained from credible sources such as the Central Bank of Nigeria, Enhancing Financial Innovation and Access and the World Bank. The data covered the period from 2015 to 2024 and were analyzed using descriptive statistics. the study is based on only 10 observations using pearson correlation and re…