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Financial Inclusion and the Performance of Micro, Small and Medium Enterprises (MSMES) in Ibadan Metropolis, Oyo State, Nigeria

Micro, Small and Medium Enterprises (MSMEs) constitute the backbone of the Nigerian economy, yet their profitability, growth and sustainability have declined in recent years despite successive financial inclusion interventions. This study examined the influence of financial inclusion on the performance of MSMEs in Ibadan metropolis, Oyo State, Nigeria. Specifically, the study examined the connection between access to credit and profitability, assessed the nexus between access to savings services and growth, evaluated the relationship between access to digital payment systems and sustainability…

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    from https://www.iiardjournals.org/get/JAFM/VOL. 12 NO. 7 2026/Financial Inclusion and the Performance 382-395.pdf