International records / OpenAlex research
The Nexus Between Oil Price Shocks, Bank Credit Cycles, and Non Performing Loans (NPLS) in Nigeria: A Structural Var and Panel Data Analysis
This study carried out a structural VAR and panel analysis of the nexus between oil price shocks, bank credit cycles, and non-performing loans (NPLs) in Nigeria. The objectives were to determine the impact of oil price shock, bank credit, exchange rate and interest rate on non performing loans in Nigeria. Expost facto design was adopted. The study covered the period 1991 to 2024. Secondary data were sourced from Central Bank of Nigeria Statistical Bulletin and Nigeria Deposit Insurance Corporation annual report. Data were analyzed using descriptive statistics, unit root test and FMOLS. However…
