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Deposit Volatility in Digital Age: Cashless Policy and Liquidity Management in Emerging Market

This study examined the effect of cashless policy instruments on the liquidity of deposit money banks (DMBs) in Nigeria from 2010 to 2023. This study evaluated ATM usage, POS terminal deployment, and mobile banking adoption on the liquidity ratio of Nigerian deposit money banks. Grounded in the Diamond-Dybvig model of bank runs and the Diffusion of Innovation Theory, this study assessed the macro-prudential effect of cashless instruments using secondary data from the Central Bank of Nigeria Statistical Bulletin, the Nigeria Deposit Insurance Corporation Annual Report, and the Nigeria Inter-Ban…

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from https://iiardjournals.org/get/WJFIR/VOL. 10 NO. 6 2026/Deposit Volatility in Digital Age 45-58.pdf
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Source	OpenAlex research
Collection	International records
Kind	Document
Publisher	WORLD JOURNAL OF FINANCE AND INVESTMENT RESEARCH
Date	2026-08-19
Type	article
Details	openalex authorships.countries:NG,primary topic.subfield.id:3320\|3321\|3308\|1202\|3303\|3312\|2002\|2000\|2003 + local /\bnige
Found at	https://doi.org/10.56201/wjfir.v10.no6.2026.pg45.58
Archived copy	Look it up in the Wayback Machine
Record ID	`openalex:W7203752518`

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Deposit Volatility in Digital Age: Cashless Policy and Liquidity Management in Emerging Market. OpenAlex research, 2026. Vero Archive, record openalex:W7203752518.