International records / OpenAlex research

Examine the Impact of Capital Adequacy Ratio and How It Determines the Performance of Deposit Money Banks in Nigeria

This study examines the impact of capital adequacy ratio (CAR) on the performance of deposit money banks in Nigeria. Capital adequacy, which reflects a bank’s ability to absorb financial shocks and maintain stability, remains a critical indicator of financial soundness and regulatory compliance. The study adopts a longitudinal research design using secondary data obtained from the financial statements of eight (8) selected deposit money banks in Nigeria over a nine-year period spanning 2014–2022. The analysis employs regression techniques to evaluate the relationship between capital adequacy r…