International records / OpenAlex research

Dynamics of Credit Management and Performance of Deposit Money Banks in Nigeria

This study investigated the relationship between credit management and performance of deposit money banks in Nigeria. In specific terms the study x-rayed the various credit policies used by the monetary authorities to curtail incessant loan delinquencies and its resultant effect on the performance of deposit money banks in Nigeria. Data for empirical analysis were sourced from the Nigerian deposit insurance corporation spanning from 1990 to 2023. Error Correction Mechanism model was employed to estimate the various models specified. It was found among others that changes in non-performing loan…