International records / OpenAlex research

Nexus Between Bank Lending Rate and Nigerian’s Bank Profitability

This study empirically examined the impact of bank lending rates on the financial performance of deposit money banks in Nigeria over a 12-year period (2012-2023). Specifically, it analyzed the nexus between lending rates and Nigerian’s bank profitability, using return on shareholder funds (RSF) as a proxy. The study applied the least square econometric method, descriptive statistic and estimated pool test to explore the nexus between bank lending and Nigerian’s bank profitability. The findings revealed that lending rates (LR= (-0.379632 and a p-value of 0.7775)) have a negative effect on bank …