International records / OpenAlex research

Effect of Non-Performing Loans, Capital Adequacy on Bank Stability in Nigeria

This study investigates the effect of Non-Performing Loans (NPLs) and Capital Adequacy on the stability of commercial banks in Nigeria. Utilizing a quantitative research approach, the study focused on eight (8) commercial banks with international authorization listed on the Nigerian Stock Exchange as of December 2022, representing a stratified sample of licensed deposit money banks in the country. Both descriptive and inferential statistical techniques were employed in analyzing the data, with STATA software used for inferential analysis. The findings reveal that Non-Performing Loans have a ne…