International records / OpenAlex research

Credit Gone Wrong: The Cash Flow Effect of Non-Performing Loans in Nigerian Listed Banks

Many Nigerian listed banks face significant challenges with non-performing loans, where borrowers fail to meet their repayment obligations. Perhaps, factors such as poor credit assessment, economic fluctuations, and weak loan monitoring have contributed to the accumulation of non-performing loans, making it difficult for banks to maintain smooth financial operations and cash flow performance over time. Hence, this study examined the effect of non-performing loans on the cash flow performance of Nigerian listed deposit money banks. The research adopted an ex-post facto design, with a population…