International records / OpenAlex research

Financial Technology and Financial Inclusion in Nigeria

This study investigated the effect of financial technology (FinTech) on financial inclusion in Nigeria over the period 2000–2024. Nigeria has seen rapid advancement in FinTech-driven innovations, including mobile banking, internet banking, agent banking, and digital payment systems, which are widely embraced as fundamental instruments for mitigating financial exclusion, particularly among rural and low-income communities. The study utilized yearly secondary data sourced from the Central Bank of Nigeria (CBN) Statistical Bulletin and the World Bank. An Autoregressive Distributed Lag (ARDL) mode…