International records / OpenAlex research
Bank Interest Rate Policy, Liquidity Management and Private Sector Credit: Multi-Dimension Study from Nigeria
This study investigated the effects of bank interest rate policy and bank liquidity management on private sector credit in Nigeria using annual time series data obtained from the Central Bank of Nigeria (CBN) Statistical Bulletin covering the period 1990–2023. Credit to the private sector as a ratio of gross domestic product was used as dependent variable. Interest rate policy variables included the prime lending rate, maximum lending rate, domestic savings as a percentage of GDP, while bank liquidity management variables comprised cash reserve ratio, liquidity ratio, and deposits with the Cen…
