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Advancing Digital Financial Inclusion in Nigeria: A Systematic Literature Review of Opportunities, Risks and Digital Trust

Digital financial services have a critical role in the financial inclusion agenda of Nigeria as they provide alternatives to the branch network for remittances, payments, savings, and credit account services through digital channels. The research includes systematic literature reviews of the determinants related to digital financial inclusion development in Nigeria, with the main focus on enabling technologies, adoption barriers, digital trust, and policy, institutional, and technical responses. The review process was based on the PRISMA 2020 principles and an adapted Waterfall workflow. Overa…

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