International records / OpenAlex research

Determinants of Bank Liquidity in Nigeria

The research examined determinants of bank liquidity in Nigeria by exploring yearly time series data spanning the period 1981 to 2024. Autoregressive Distributed Lag (ARDL) modelling approach was explored to estimate both the short and long period connections among the variables. Outcome from empirical analysis exposed that the cash reserve ratio (CRR) has a negative weak influence on bank liquidity in both short and long duration, suggesting that reserve requirements do not significantly constrain liquidity in Nigeria. In contrast, net interest margin (NIM) exposed negative significant influe…