International records / OpenAlex research

Financial Inclusion and Export Competitiveness of Small Enterprises in Abia State, Nigeria

This paper investigates the relationship between financial inclusion and the export competitiveness of small enterprises in Abia State, Nigeria. Despite numerous government interventions and financial reforms, small enterprises continue to struggle with limited access to export financing, weak institutional support, and low participation in international trade. The study examines how financial inclusion—through access to credit, insurance, payment systems, and financial literacy—affects export capacity, market reach, and competitiveness. A descriptive survey design was adopted, and data were c…