International records / OpenAlex research

Employers' Liability Insurance Claims Paid and Underwriting Profit of Listed Nigerian Insurance Firms: A Longitudinal Analysis, 1986-2024

This study examined the effect of employers' liability insurance claims paid on the underwriting profit of listed Nigerian insurance firms from 1986 to 2024. The study aimed to determine the precise quantitative extent to which employers' liability claims paid influence underwriting profit. An ex-post facto research design was adopted, and the Autoregressive Distributed Lag (ARDL) model with an Error Correction Mechanism (ECM) was used to analyze both short- and long-run effects of employers' liability claims paid on underwriting profit. Descriptive statistics summarized trends, and post-estim…