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Effect of Number of Bank Branches, and Number of Savings Deposit Accounts on the Profitability of Deposit Money Banks in Nigeria

This study examined the effect of number of bank branches and number of savings deposit accounts on the profitability of deposit money banks in Nigeria, covering the period 1993–2024 with quarterly data sourced from the Central Bank of Nigeria and the National Bureau of Statistics. Profitability was proxied by return on assets (ROA), employing the Autoregressive Distributed Lag (ARDL) model and bounds testing approach, the study investigated both the short-run and long-run relationships. Descriptive statistics revealed moderate variation in the data, while correlation analysis confirmed weak t…

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    from https://iiardjournals.org/get/IJEBM/VOL. 12 NO. 1 2026/EFFECT OF NUMBER OF BANK BRANCHES 84-98.pdf