IMPACT OF AGENT BANKING ON FINANCIAL INCLUSION IN NIGERIA
openalex authorships.countries:NG,primary topic.subfield.id:3320|3321|3308|1202|3303|3312|2002|2000|2003 + local /\bnige
Financial inclusion is a key to the survival of any nation economy, is a process in which all individuals have easy access to formal financial products and services (World Bank 2022). Drawing from diffusion ofinnovation theory and technology acceptance model theories. The study e…
PORTFOLIO OPTIMISATION AND FINANCIAL PERFORMANCE OF DEPOSIT MONEY BANKS IN NIGERIA: AN EMPIRICAL ANALYSIS OF ASSET ALLOCATION, DIVERSIFICATION, AND RISK MANAGEMENT
openalex authorships.countries:NG,primary topic.subfield.id:3320|3321|3308|1202|3303|3312|2002|2000|2003 + local /\bnige
This study examines the effect of portfolio optimization, specifically asset allocation, portfolio diversification, and risk management, on the financial performance of deposit money banks in Nigeria between 2014 and 2023. Grounded in Modern Portfolio Theory (MPT) and extended th…
THE ROLE OF SOCIAL CAPITAL IN ENHANCING THE PROFITABILITY OF FEMALE-LED MICRO-ENTERPRISES IN URBAN NIGERIA
openalex authorships.countries:NG,primary topic.subfield.id:3320|3321|3308|1202|3303|3312|2002|2000|2003 + local /\bnige
This study assessed the role of social capital in improving the profitability of microbusinesses run by women in Lagos State, Nigeria. Specifically, the study investigates the impact of bonding, bridging, and linking social capital on business performance, drawing on the resource…
IMPACT OF HUMAN RESOURCE REFORMS, TRAINING, AND PERFORMANCE-BASED INCENTIVES TO IMPROVE EFFICIENCY IN KADUNA STATE
openalex authorships.countries:NG,primary topic.subfield.id:3320|3321|3308|1202|3303|3312|2002|2000|2003 + local /\bnige
This study examines the relationship between human resource management (HRM) reforms and policy implementation effectiveness in the Nigerian Civil Service, with a specific focus on Kaduna State public servants. Over the years, civil service reforms in Nigeria have emphasized capa…
ASSESSMENT OF THE IMPACT OF TAX ADMINISTRATION REFORM ON PUBLIC SECTOR PERFORMANCE IN KADUNA STATE, NIGERIA 2014 - 2023.
openalex authorships.countries:NG,primary topic.subfield.id:3320|3321|3308|1202|3303|3312|2002|2000|2003 + local /\bnige
This study assesses the impact of tax administration reform implemented under the State Governance Reform and Capacity Building Project (SGR&CBP) on public sector performance in Kaduna State, Nigeria, from 2014 to 2023. The study adopts an explanatory sequential mixed-methods res…
KADUNA STATE INTERNAL REVENUE SERVICE SUPERVISION OF REVENUE COLLECTION AS DETERMINANT OF REVENUE GENERATION IN THE STATE
openalex authorships.countries:NG,primary topic.subfield.id:3320|3321|3308|1202|3303|3312|2002|2000|2003 + local /\bnige
Revenue generation constitutes a critical pillar for effective governance, as it provides the financial resources required for the delivery of public goods and services. At the state level in Nigeria, internally generated revenue largely depends on efficient tax administration an…
IMPACT OF BUREAUCRATIC ACCOUNTABILITY ON PUBLIC SERVICE DELIVERY: A COMPARATIVE STUDY OF UNITED STATES AND NIGERIA.
openalex authorships.countries:NG,primary topic.subfield.id:3320|3321|3308|1202|3303|3312|2002|2000|2003 + local /\bnige
This study examines bureaucratic accountability in the United States and Nigeria which emphasizes the importance of effective oversight mechanisms to ensure that public officials (agents) act in the best interest of citizens (principals). The research aims to compare the structur…
ASSESSMENT OF THE CONTRIBUTION OF LEGISLATIVE OVERSIGHT TO PUBLIC BUDGET CREDIBILITY IN NIGERIA
openalex authorships.countries:NG,primary topic.subfield.id:3320|3321|3308|1202|3303|3312|2002|2000|2003 + local /\bnige
Effective oversight function of budget by the Legislative arm of government is a sine qua non to the success of a nation’s budget. Indeed, it is a constitutional requirement in every democratic setting. The conduct of oversight functions is one of the most effective techniques th…
MOBILE BANKING AND FINANCIAL INCLUSION IN NIGERIA: INSIGHTS FROM OPAY DIGITAL BANKING
openalex authorships.countries:NG,primary topic.subfield.id:3320|3321|3308|1202|3303|3312|2002|2000|2003 + local /\bnige
Financial inclusion is central to sustainable development and economic empowerment, especially in developing countries like Nigeria. While OPay's mobile banking network has indeed spread rapidly throughout Nigeria, the actual extent to which it increases financial inclusion remai…
Gender Inclusion: Informal Economy and Economic Empowerment in Nigeria
openalex authorships.countries:NG,primary topic.subfield.id:3320|3321|3308|1202|3303|3312|2002|2000|2003 + local /\bnige
The informal economy is a significant contributor to the Gross Domestic Product (GDP) of Nigeria, with women predominantly engaged in informal activities. This study explores the relationship between the informal economy and economic empowerment of women in Nigeria, examining the…
The Burden and Socioeconomic Inequality in Catastrophic Out-of-pocket Health Expenditure in Post-Pandemic Nigeria
openalex authorships.countries:NG,primary topic.subfield.id:3320|3321|3308|1202|3303|3312|2002|2000|2003 + local /\bnige
Abstract Out-of-pocket (OOP) payments are the primary health financing mechanisms in Nigeria. This study—the first national analysis using post-COVID-19 data—examines the incidence and socioeconomic inequalities in catastrophic health expenditure (CHE) among Nigerian households u…
Transportation Infrastructure as a Determinant of Agricultural Marketing Outcomes among Farmers in Ekiti State, Nigeria
openalex authorships.countries:NG,primary topic.subfield.id:3320|3321|3308|1202|3303|3312|2002|2000|2003 + local /\bnige
This study investigates how transportation infrastructure affects marketing outcomes of agricultural produce in Ekiti State, Nigeria. Transportation infrastructure the most crucial being the condition, accessibility, and reliability of rural roads helps to determine the extent to…
Application of Bayesian Vector Autoregressive Model to some Macroeconomic Variables in Nigeria and Global Factors
openalex authorships.countries:NG,primary topic.subfield.id:3320|3321|3308|1202|3303|3312|2002|2000|2003 + local /\bnige
Understanding the dynamic interplay between macroeconomic variables and external shocks is central to effective policy formulation especially in emerging economies such as Nigeria. Given Nigeria’s heavy reliance on oil exports and increasing exposure to international trade, it be…
Historising the Evolution of Electronic Governance in Nigeria
openalex authorships.countries:NG,primary topic.subfield.id:3320|3321|3308|1202|3303|3312|2002|2000|2003 + local /\bnige
E-governance has emerged as one of the main tools for reforming public administration, increasing openness, and enhancing service delivery in Nigeria. The purpose of this study is to historically analyze the evolution of e-governance in Nigeria from its initial attempts of comput…
Community Participation for Environmental Conservation and Policy Advocacy in the Niger Delta
openalex authorships.countries:NG,primary topic.subfield.id:3320|3321|3308|1202|3303|3312|2002|2000|2003 + local /\bnige
The Niger Delta region of Nigeria faces severe environmental challenges due to extensive oil exploration, pollution, and resource exploitation, which have adversely impacted local ecosystems and communities. This article explores the critical role of community participation in ad…
China’s Presence in Nigeria 2000-2025: Trade, Infrastructure Development, Diplomatic Relationship, and Its Impacts
openalex authorships.countries:NG,primary topic.subfield.id:3320|3321|3308|1202|3303|3312|2002|2000|2003 + local /\bnige
This study critically examines China’s presence in Nigeria’s domestic affairs and its implementation towards development in Sino-Nigerian diplomatic relations from 2000 to 2025. China’s economic engagement with Nigeria, characterized by investment, infrastructure development, and…
Effect of Government Expenditure on Standard of Living and Economic Growth in Nigeria
openalex authorships.countries:NG,primary topic.subfield.id:3320|3321|3308|1202|3303|3312|2002|2000|2003 + local /\bnige
This study investigated the effects of government expenditure on the standard of living and economic growth in Nigeria over the period 1981-2023, employing the Autoregressive Distributed Lag (ARDL) estimation technique. Time series data was sourced from the Central Bank of Nigeri…
Local Government Administration System and Service Delivery in Akko Local Government, Gombe State Nigeria (2019-2024)
openalex authorships.countries:NG,primary topic.subfield.id:3320|3321|3308|1202|3303|3312|2002|2000|2003 + local /\bnige
This study examines the relationship between local government administration and service delivery in Akko Local Government Area (LGA) of Gombe State, Nigeria, between 2019 and 2024. It focuses specifically on three key service areas: healthcare, education, and social welfare. The…
=Economic Globalization and Nigeria’s Natural Resources: Issues and Prospects
openalex authorships.countries:NG,primary topic.subfield.id:3320|3321|3308|1202|3303|3312|2002|2000|2003 + local /\bnige
Nigeria as a part of the international community is not shielded from the effects of economic globalization. This paper examines the interface between globalization and natural resources in Nigeria. The subjugation of the rights of the oil producing communities by the State – Glo…
Management of Credit Risk in Banks and its Growth for Sustainable Development in Africa: Evidence from Nigeria
openalex authorships.countries:NG,primary topic.subfield.id:3320|3321|3308|1202|3303|3312|2002|2000|2003 + local /\bnige
This study examined management of credit risk in banks and its growth for sustainable development in Africa. Evidence from Nigeria. Risk Management practice for the purpose of this study was centered to credit risk while output growth was centered on earnings per share of shareho…
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